:root {
  --navy:#0A1D38;
  --navy2:#102D55;
  --blue:#1D58C9;
  --blue-soft:#EDF4FF;
  --ink:#17233A;
  --muted:#64728A;
  --soft:#F5F7FA;
  --stone:#F8F5F0;
  --line:#D9E2EE;
  --white:#fff;
  --warm:#D08A3E;
  --green:#2F7155;
  --shadow:0 18px 50px rgba(10,29,56,.10);
  --radius:24px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Source Sans Pro","Segoe UI",Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}
a{color:inherit;text-decoration:none}
button{font:inherit}
img{display:block;width:100%;height:100%;object-fit:cover}
.wrap{width:min(calc(100% - 40px),var(--max));margin:auto}
.narrow{width:min(calc(100% - 40px),860px);margin:auto}
.view[hidden]{display:none!important}
.topbar{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.95);backdrop-filter:blur(16px);border-bottom:1px solid rgba(217,226,238,.92)}
.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.brand{display:flex;align-items:center;gap:11px;font-weight:900}
.mark{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff}
.brand small{display:block;color:var(--muted);font-weight:600;font-size:11px}
.navlinks{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.navlinks a{font-size:14px;font-weight:750}
.navlinks .deep{background:var(--blue-soft);color:var(--blue);padding:9px 13px;border-radius:999px}
.navlinks .cta{background:var(--blue);color:#fff;padding:9px 14px;border-radius:999px}
.subnav .nav{height:66px}
.backlink{font-weight:800;color:var(--blue)}

.hero{min-height:680px;display:flex;align-items:center;position:relative;color:#fff;
background:linear-gradient(90deg,rgba(6,18,36,.84) 0%,rgba(6,18,36,.66) 46%,rgba(6,18,36,.20) 78%),url('/assets/img/home-hero.webp');
background-size:cover;background-position:center center;background-repeat:no-repeat}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:38px;align-items:end;padding:92px 0 84px;position:relative;z-index:2}
.eyebrow,.kicker{text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:900}
.eyebrow{color:#C7D8FF}
.kicker{color:var(--blue)}
.hero h1,.page-hero h1{font-size:clamp(46px,6vw,78px);line-height:.97;letter-spacing:-.04em;margin:14px 0 20px}
.hero .lead,.page-hero .lead{font-size:21px;color:#E0E8F5;max-width:760px;margin:0}
.hero-note{margin-top:18px;color:#CAD7E8;max-width:720px;font-size:15px}
.hero-box{justify-self:end;width:min(100%,430px);background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.18);border-radius:26px;padding:26px;backdrop-filter:blur(5px);box-shadow:0 28px 72px rgba(0,0,0,.20)}
.hero-box h3{font-size:21px;margin:0 0 14px}
.hero-box p{color:#DFE7F2;margin:0 0 18px}
.quickfacts{display:grid;gap:10px}
.quickfacts div{padding:12px 0;border-top:1px solid rgba(255,255,255,.16)}
.quickfacts b{display:block}
.quickfacts span{font-size:13px;color:#CBD8E8}
.actions{display:flex;gap:11px;flex-wrap:wrap;margin-top:26px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:13px 18px;font-weight:850;cursor:pointer}
.btn.white{background:#fff;color:var(--navy)}
.btn.ghost{background:transparent;border:1px solid rgba(255,255,255,.55);color:#fff}
.btn.blue{background:var(--blue);color:#fff}
.btn.light{background:var(--blue-soft);color:var(--blue)}
.btn.outline{background:#fff;border:1px solid var(--line);color:var(--navy)}

.section{padding:90px 0}
.soft{background:var(--soft)}
.stone{background:var(--stone)}
.head{max-width:780px;margin-bottom:34px}
.head h2{font-size:clamp(34px,4vw,54px);line-height:1.04;letter-spacing:-.03em;margin:9px 0 14px}
.head p{font-size:18px;color:var(--muted);margin:0}
.aha{font-size:clamp(30px,4vw,48px);line-height:1.06;letter-spacing:-.025em;margin:0 0 18px}
.media-split{display:grid;grid-template-columns:1.02fr .98fr;gap:28px;align-items:center}
.image-card{position:relative;border-radius:26px;overflow:hidden;box-shadow:var(--shadow);min-height:420px;background:#ddd}
.image-card .caption{position:absolute;left:18px;bottom:18px;max-width:78%;background:rgba(10,29,56,.82);color:#fff;padding:11px 13px;border-radius:14px;font-size:13px}
.copy-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:30px;box-shadow:0 10px 26px rgba(10,29,56,.05)}
.copy-card h3{font-size:28px;line-height:1.08;margin:0 0 12px}
.copy-card p{font-size:17px;color:var(--muted);margin:0 0 14px}
.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:18px}
.mini{border-radius:18px;padding:16px;background:var(--soft)}
.mini b{display:block;margin-bottom:4px}
.mini span{font-size:13px;color:var(--muted)}

.risk-bridge{display:grid;grid-template-columns:.88fr 1.12fr;gap:26px;align-items:stretch}
.risk-photo{min-height:500px}
.riskbox{background:#fff;border:1px solid var(--line);border-radius:26px;padding:27px;box-shadow:var(--shadow)}
.riskbox h3{font-size:29px;line-height:1.08;margin:6px 0 18px}
.riskline{display:grid;grid-template-columns:1fr 150px 1fr;gap:13px;align-items:stretch}
.riskcol{display:grid;gap:9px}
.risklabel{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.09em;color:var(--muted);margin-bottom:3px}
.pill{border:1px solid var(--line);border-radius:15px;padding:13px;background:#fff}
.pill b{display:block}
.pill small{display:block;color:var(--muted);font-size:12px}
.center{display:grid;place-items:center;background:var(--navy);color:#fff;border-radius:20px;text-align:center;padding:16px}
.center strong{display:block;font-size:19px}
.center span{display:block;color:#D7E2F0;font-size:12px;margin-top:7px}
.plainnote{margin-top:16px;background:var(--blue-soft);border-radius:16px;padding:15px;color:#42536B;font-size:14px}
.more{display:inline-flex;margin-top:15px;color:var(--blue);font-weight:900}

.network-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.partner{background:#fff;border:1px solid var(--line);border-radius:24px;padding:27px;box-shadow:0 8px 22px rgba(10,29,56,.04)}
.partner .number{width:40px;height:40px;border-radius:50%;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-weight:900;margin-bottom:20px}
.partner .benefit{font-size:12px;text-transform:uppercase;letter-spacing:.11em;color:var(--blue);font-weight:900}
.partner h3{font-size:29px;margin:7px 0 10px}
.partner p{color:var(--muted);margin:0 0 14px}
.partner ul{margin:0 0 16px;padding-left:18px}
.partner li{margin:6px 0}
.tax-strip{grid-column:1/-1;background:var(--stone);border:1px solid #E7DED2;border-radius:22px;padding:22px 25px;display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}
.tax-strip h3{margin:0 0 5px;font-size:21px}
.tax-strip p{margin:0;color:var(--muted)}
.role{padding:7px 10px;border-radius:999px;background:#fff;border:1px solid #E2D6C8;font-size:12px;font-weight:900}

.cta-wrap{display:grid;grid-template-columns:1fr .9fr;gap:26px;align-items:stretch}
.cta-card{background:linear-gradient(145deg,var(--navy2),var(--navy));color:#fff;border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.cta-card h2{font-size:clamp(36px,4vw,52px);line-height:1.02;margin:8px 0 14px}
.cta-card>p{color:#D8E2F0;font-size:18px}
.nextsteps{display:grid;gap:10px;margin-top:24px}
.nextstep{display:grid;grid-template-columns:38px 1fr;gap:12px;align-items:start;padding:12px 0;border-top:1px solid rgba(255,255,255,.15)}
.nextstep:first-child{border-top:0}
.nextstep .num{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:rgba(255,255,255,.11);font-weight:900}
.nextstep b{display:block}
.nextstep span{font-size:13px;color:#CBD7E6}
.cta-photo{min-height:520px}

.footer{background:#07172C;color:#B7C4D4;padding:42px 0}
.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.footer strong{color:#fff}
.footer p{font-size:13px}
.footer a{color:#D9E7FB}
.smallprint{color:#8FA2BA;font-size:12px}

.page-hero{min-height:600px;display:flex;align-items:center;color:#fff;position:relative}
.page-hero .inner{max-width:790px;padding:92px 0 80px}
.page-hero .lead{max-width:720px}
.page-hero.risk{background:linear-gradient(90deg,rgba(7,20,39,.82),rgba(7,20,39,.42)),url('/assets/img/risk-hero.webp');
background-size:cover;background-position:center 38%;background-repeat:no-repeat}
.page-hero.sama{background:linear-gradient(90deg,rgba(7,20,39,.80),rgba(7,20,39,.30)),url('/assets/img/sama-hero.webp');
background-size:cover;background-position:center center;background-repeat:no-repeat}
.page-hero.contour{background:linear-gradient(90deg,rgba(7,20,39,.86),rgba(7,20,39,.34)),url('/assets/img/contour-hero.webp');
background-size:cover;background-position:center center;background-repeat:no-repeat}

.guide{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:27px}
.guide div{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.17);border-radius:17px;padding:15px}
.guide b{display:block}
.guide span{display:block;color:#D7E1EF;font-size:13px;margin-top:4px}

.deep-risk{background:#fff;border:1px solid var(--line);border-radius:27px;padding:25px;box-shadow:var(--shadow)}
.deep-grid{display:grid;grid-template-columns:1fr 240px 1fr;gap:20px;align-items:stretch}
.deep-col h3{font-size:22px;margin:0 0 12px}
.deep-list{display:grid;gap:10px}
.deep-center{background:var(--navy);color:#fff;border-radius:24px;padding:24px 18px;display:grid;place-items:center;text-align:center}
.deep-center .bang{width:66px;height:66px;border-radius:50%;display:grid;place-items:center;background:var(--warm);font-size:24px;font-weight:900;margin:0 auto 13px}
.deep-center h3{font-size:25px;line-height:1.03;margin:0 0 8px}
.deep-center p{font-size:13px;color:#D6E0ED;margin:0}
.barriers{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:15px}
.barrier{background:var(--blue-soft);border-radius:16px;padding:15px}
.barrier b{display:block;margin-bottom:4px}
.barrier span{font-size:13px;color:var(--muted)}

.scenario-shell{background:#fff;border:1px solid var(--line);border-radius:26px;padding:24px;box-shadow:var(--shadow)}
.scenario-buttons{display:flex;flex-wrap:wrap;gap:9px;margin-bottom:20px}
.scenario-btn{border:1px solid var(--line);background:#fff;border-radius:999px;padding:10px 13px;font-weight:850;cursor:pointer}
.scenario-btn.active,.scenario-btn:hover{background:var(--blue-soft);border-color:#B9D0FF;color:var(--blue)}
.scenario-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:24px;border-top:1px solid var(--line);padding-top:20px}
.scenario-grid h3{font-size:28px;line-height:1.08;margin:0 0 10px}
.scenario-grid p{color:var(--muted);margin:0}
.tasks{display:grid;gap:12px}
.task{border-radius:18px;padding:17px;background:var(--soft)}
.task b{display:block;margin-bottom:4px}
.task span{color:var(--muted);font-size:14px}

.process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step{border:1px solid var(--line);background:#fff;border-radius:21px;padding:22px}
.step .num{font-size:12px;font-weight:900;color:var(--blue);letter-spacing:.1em;text-transform:uppercase}
.step h3{font-size:20px;line-height:1.08;margin:8px 0}
.step p{color:var(--muted);margin:0;font-size:14px}

.sama-story{display:grid;grid-template-columns:.95fr 1.05fr;gap:26px;align-items:center}
.cashflow{display:grid;grid-template-columns:1fr 70px 1fr;gap:10px;align-items:stretch;margin-top:18px}
.cashflow .bucket{border-radius:18px;background:var(--soft);padding:17px}
.cashflow .arrow{display:grid;place-items:center;font-size:26px;color:var(--blue);font-weight:900}
.cashflow b{display:block}
.cashflow span{font-size:13px;color:var(--muted)}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.service{border:1px solid var(--line);background:#fff;border-radius:21px;padding:22px}
.service h3{font-size:20px;margin:0 0 8px}
.service p{font-size:14px;color:var(--muted);margin:0}

.contour-logic{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.logic{background:#fff;border:1px solid var(--line);border-radius:22px;padding:23px}
.logic .no{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:var(--blue-soft);color:var(--blue);font-weight:900;margin-bottom:15px}
.logic h3{margin:0 0 7px;font-size:21px}
.logic p{margin:0;color:var(--muted);font-size:14px}

.modal{position:fixed;inset:0;background:rgba(4,14,28,.72);z-index:100;display:none;place-items:center;padding:20px}
.modal.open{display:grid}
.modalbox{width:min(700px,100%);background:#fff;border-radius:24px;padding:28px;box-shadow:0 40px 100px rgba(0,0,0,.35)}
.modalhead{display:flex;justify-content:space-between;gap:18px;align-items:start}
.close{border:0;background:var(--soft);width:38px;height:38px;border-radius:50%;cursor:pointer;font-weight:900}
.contactgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0}
.contactchoice{border:1px solid var(--line);border-radius:16px;padding:16px}
.contactchoice b{display:block}
.contactchoice small{color:var(--muted)}
.notice{font-size:12px;color:var(--muted);background:var(--soft);padding:13px;border-radius:13px}

@media(max-width:1020px){
  .hero-grid,.media-split,.risk-bridge,.cta-wrap,.sama-story,.scenario-grid{grid-template-columns:1fr}
  .hero-box{justify-self:start;width:100%}
  .riskline,.deep-grid{grid-template-columns:1fr}
  .center{min-height:120px}
  .deep-center{min-height:220px}
  .partner-grid,.network-grid,.service-grid,.contour-logic,.process{grid-template-columns:1fr 1fr}
  .tax-strip{grid-column:1/-1}
  .cta-photo{min-height:400px}
}
@media(max-width:760px){
  .navlinks a:not(.deep):not(.cta){display:none}
  .hero{min-height:auto}
  .hero-grid{padding:72px 0 60px}
  .hero h1,.page-hero h1{font-size:45px}
  .section{padding:72px 0}
  .mini-grid,.partner-grid,.network-grid,.service-grid,.contour-logic,.process,.guide,.barriers,.contactgrid{grid-template-columns:1fr}
  .tax-strip{grid-template-columns:1fr}
  .page-hero{min-height:auto}
  .page-hero .inner{padding:74px 0 60px}
  .image-card{min-height:320px}
  .cashflow{grid-template-columns:1fr}
  .cashflow .arrow{transform:rotate(90deg);height:34px}
  .footer-grid{grid-template-columns:1fr}
}

.subpage-cta{padding-top:0}
.subpage-cta .cta-card{background:linear-gradient(135deg,#0A1D38,#102D55);color:#fff;border-radius:28px;padding:34px;box-shadow:var(--shadow)}
.subpage-cta .cta-card p{color:#D5E2F3;max-width:760px}
.subpage-cta .cta-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:20px}
.subpage-cta .cta-points{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:20px}
.subpage-cta .cta-point{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:18px;padding:16px}
.subpage-cta .cta-point b{display:block;margin-bottom:4px}
.subpage-cta .cta-point span{font-size:14px;color:#D5E2F3}
@media (max-width:880px){.subpage-cta .cta-points{grid-template-columns:1fr}}

a:focus-visible,button:focus-visible{outline:3px solid #8FB4FF;outline-offset:3px}
.btn,.navlinks a,.scenario-btn{transition:transform .16s ease,box-shadow .16s ease,background-color .16s ease}
.btn:hover{transform:translateY(-1px)}
.prototype-links{display:flex;gap:16px;flex-wrap:wrap;margin-top:10px;font-size:12px;color:#8FA2BA}
.prototype-links span{white-space:nowrap}

/* Production navigation */
.desktop-nav{display:flex;align-items:center;gap:17px;flex-wrap:wrap}
.desktop-nav a{font-size:14px;font-weight:750}
.desktop-nav .deep{background:var(--blue-soft);color:var(--blue);padding:9px 13px;border-radius:999px}
.desktop-nav .cta{background:var(--blue);color:#fff;padding:9px 14px;border-radius:999px}
.mobile-menu{display:none;position:relative}
.mobile-menu summary{cursor:pointer;list-style:none;font-weight:850;padding:9px 13px;border:1px solid var(--line);border-radius:999px}
.mobile-menu summary::-webkit-details-marker{display:none}
.mobile-panel{position:absolute;right:0;top:48px;width:min(310px,calc(100vw - 32px));background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;box-shadow:var(--shadow)}
.mobile-panel a{display:block;padding:11px 12px;border-radius:12px;font-weight:750}
.mobile-panel a:hover{background:var(--soft)}
.mobile-panel .cta{margin-top:5px;background:var(--blue);color:#fff}
.legal-wrap{width:min(calc(100% - 40px),900px);margin:auto;padding:74px 0 96px}
.legal-wrap h1{font-size:clamp(38px,5vw,58px);line-height:1.03;margin:0 0 18px}
.legal-wrap h2{font-size:27px;margin:34px 0 10px}
.legal-wrap p,.legal-wrap li{color:var(--muted)}
.warning{background:#FFF4E8;border:1px solid #F2C895;border-radius:18px;padding:17px 19px;margin:20px 0}
.warning strong{display:block;color:#8A4B08;margin-bottom:4px}
.form-shell{width:min(calc(100% - 40px),820px);margin:auto;padding:70px 0 100px}
.form-shell h1{font-size:clamp(42px,5vw,62px);line-height:1.02;margin:0 0 16px}
.form-shell>p{font-size:18px;color:var(--muted)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:26px;padding:28px;box-shadow:var(--shadow);margin-top:28px}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{display:grid;gap:7px}
.field.full{grid-column:1/-1}
.field label{font-weight:800}
.field input,.field select,.field textarea{width:100%;border:1px solid #C9D5E4;border-radius:13px;padding:13px 14px;font:inherit;color:var(--ink);background:#fff}
.field textarea{min-height:150px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid #CFE0FF;border-color:#6F9EE8}
.check{display:grid;grid-template-columns:20px 1fr;gap:10px;align-items:start;color:var(--muted);font-size:14px}
.check input{margin-top:4px}
.status-error{display:none;background:#FDECEC;border:1px solid #E9A7A7;border-radius:14px;padding:14px;color:#8B2525;margin-bottom:16px}
.form-note{font-size:12px;color:var(--muted);margin-top:12px}
.hp-field{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.subpage-intro{color:#DCE7F4;font-size:15px;margin-top:16px;max-width:700px}
.footer-nav{display:flex;gap:16px;flex-wrap:wrap;margin-top:10px;font-size:12px}
.footer-nav a{color:#D9E7FB}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:16px}
@media(max-width:860px){
  .desktop-nav{display:none}
  .mobile-menu{display:block}
  .form-grid{grid-template-columns:1fr}
  .field.full{grid-column:auto}
}